Roth Ira Contribution Limits 2025 Magi Limit. $7,000 if you're younger than age 50. If your magi is $77,000 or less, you can deduct that full $7,000 from your taxable income on your 2025 tax return (filed in 2025).
To be eligible to contribute the maximum amount in 2025, your modified adjusted gross income (magi) must be less than $146,000 (up from $138,000 last year) if single or between $230,000 and. The roth ira contribution limit for 2025 is $7,000 for those under 50, and $8,000 for those 50 and older.
